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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,718 | $100,811-48.7% | $86,698-40.3% | $134,545-61.6% |
| Participation rate | 50.0% | 79.0%-29.0pp | 76.6%-26.6pp | 81.2%-31.2pp |
| Annual return | -15.90% | 29.11%-45.0pp | 35.96%-51.9pp | 418.37%-434.3pp |
| Employer contribution / active EE | $1,475 | $3,490-57.7% | $2,837-48.0% | $4,742-68.9% |
| Participant deferral / active EE | $3,591 | $5,339-32.7% | $4,656-22.9% | $6,401-43.9% |
| Admin fee / account holder | $6,956 | $10,926-36.3% | $7,492-7.2% | $11,431-39.1% |