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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,484 | $92,219-83.2% | $76,767-79.8% | $135,380-88.6% |
| Participation rate | 53.8% | 79.8%-25.9pp | 77.0%-23.1pp | 82.6%-28.8pp |
| Annual return | -13.22% | 5.46%-18.7pp | 2.43%-15.6pp | 519.81%-533.0pp |
| Employer contribution / active EE | $1,474 | $3,216-54.2% | $2,485-40.7% | $4,779-69.2% |
| Participant deferral / active EE | $2,881 | $4,508-36.1% | $3,852-25.2% | $5,609-48.6% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |