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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,564 | $157,296-31.6% | $141,191-23.8% | $152,897-29.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.36% | 64.34%-42.0pp | 71.41%-49.0pp | 345.43%-323.1pp |
| Employer contribution / active EE | $7,497 | $5,262+42.5% | $4,736+58.3% | $4,764+57.4% |
| Participant deferral / active EE | $7,859 | $7,111+10.5% | $6,710+17.1% | $5,851+34.3% |
| Admin fee / account holder | $2,588 | $12,125-78.7% | $10,264-74.8% | $11,599-77.7% |