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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $745,445 | $201,344+270.2% | $184,243+304.6% | $145,877+411.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.96% | 29.01%-21.0pp | 28.82%-20.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $33,271 | $7,022+373.8% | $6,427+417.7% | $4,663+613.5% |
| Participant deferral / active EE | $22,425 | $9,807+128.7% | $9,132+145.6% | $6,691+235.2% |
| Admin fee / account holder | $6,086 | $16,382-62.8% | $13,914-56.3% | $13,402-54.6% |