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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $550,580 | $197,637+178.6% | $177,848+209.6% | $158,982+246.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 5.72% | 58.77%-53.0pp | 48.33%-42.6pp | 302.99%-297.3pp |
| Employer contribution / active EE | $27,128 | $6,698+305.0% | $5,919+358.3% | $4,763+469.6% |
| Participant deferral / active EE | $23,573 | $8,405+180.5% | $7,714+205.6% | $5,983+294.0% |
| Admin fee / account holder | $7,405 | $15,406-51.9% | $12,431-40.4% | $11,252-34.2% |