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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,493 | $183,592-50.2% | $155,574-41.2% | $145,877-37.3% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 10.98% | 61.37%-50.4pp | 64.87%-53.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,498 | $5,317-53.0% | $4,676-46.6% | $4,663-46.4% |
| Participant deferral / active EE | $7,101 | $6,466+9.8% | $5,629+26.1% | $6,691+6.1% |
| Admin fee / account holder | $1,785 | $19,316-90.8% | $15,914-88.8% | $13,402-86.7% |