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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,048 | $102,429-53.1% | $147,096-67.3% | $80,925-40.6% |
| Participation rate | 63.3% | 75.9%-12.6pp | 82.2%-18.9pp | 67.7%-4.4pp |
| Annual return | 15.90% | 135.02%-119.1pp | 419.75%-403.9pp | 35.65%-19.8pp |
| Employer contribution / active EE | $1,754 | $3,716-52.8% | $4,936-64.5% | $2,756-36.4% |
| Participant deferral / active EE | $4,472 | $6,649-32.7% | $8,071-44.6% | $4,299+4.0% |
| Admin fee / account holder | $2,462 | $7,957-69.1% | $13,005-81.1% | $6,940-64.5% |