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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,795 | $85,169-79.1% | $172,755-89.7% | $72,983-75.6% |
| Participation rate | 31.8% | 70.1%-38.2pp | 82.6%-50.8pp | 69.5%-37.7pp |
| Annual return | 25.94% | 27.32%-1.4pp | 802.94%-777.0pp | 81.01%-55.1pp |
| Employer contribution / active EE | $785 | $3,324-76.4% | $5,144-84.7% | $2,440-67.8% |
| Participant deferral / active EE | $1,830 | $3,260-43.9% | $5,198-64.8% | $3,608-49.3% |
| Admin fee / account holder | $3,053 | $5,880-48.1% | $13,955-78.1% | $5,124-40.4% |