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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,234 | $138,075-86.8% | $123,552-85.2% | $135,379-86.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 15.01% | 153.70%-138.7pp | 119.20%-104.2pp | 519.79%-504.8pp |
| Employer contribution / active EE | $2,552 | $5,152-50.5% | $4,628-44.9% | $4,779-46.6% |
| Participant deferral / active EE | $9,096 | $6,800+33.8% | $6,426+41.6% | $5,609+62.2% |
| Admin fee / account holder | $340 | $10,917-96.9% | $9,285-96.3% | $10,828-96.9% |