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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,774 | $65,434-23.9% | $98,483-49.5% | $85,847-42.0% |
| Participation rate | 74.1% | 65.0%+9.1pp | 73.3%+0.7pp | 69.3%+4.8pp |
| Annual return | 17.43% | 21.75%-4.3pp | 1494.38%-1476.9pp | 318.61%-301.2pp |
| Employer contribution / active EE | $4,379 | $2,169+101.9% | $2,961+47.9% | $2,565+70.7% |
| Participant deferral / active EE | $8,256 | $3,168+160.6% | $4,276+93.0% | $3,952+108.9% |
| Admin fee / account holder | $4,792 | $4,595+4.3% | $5,953-19.5% | $6,261-23.5% |