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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,019 | $60,139-45.1% | $90,461-63.5% | $79,856-58.7% |
| Participation rate | 78.8% | 65.0%+13.8pp | 72.7%+6.1pp | 69.6%+9.1pp |
| Annual return | 34.44% | 71.96%-37.5pp | 1294.76%-1260.3pp | 31.71%+2.7pp |
| Employer contribution / active EE | $3,023 | $2,069+46.1% | $3,264-7.4% | $2,471+22.3% |
| Participant deferral / active EE | $5,761 | $2,939+96.0% | $3,964+45.3% | $3,741+54.0% |
| Admin fee / account holder | $677 | $3,978-83.0% | $5,617-87.9% | $5,306-87.2% |