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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,109 | $166,089-66.8% | $164,928-66.6% | $145,978-62.2% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 12.14% | 100.26%-88.1pp | 70.08%-57.9pp | 550.52%-538.4pp |
| Employer contribution / active EE | $7,251 | $5,276+37.4% | $4,343+66.9% | $4,662+55.5% |
| Participant deferral / active EE | $3,562 | $6,961-48.8% | $6,034-41.0% | $6,690-46.8% |
| Admin fee / account holder | $742 | $16,641-95.5% | $12,684-94.2% | $13,400-94.5% |