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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,109 | $166,131-66.8% | $164,975-66.6% | $145,877-62.2% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 12.14% | 100.37%-88.2pp | 70.12%-58.0pp | 551.28%-539.1pp |
| Employer contribution / active EE | $7,251 | $5,276+37.4% | $4,343+67.0% | $4,663+55.5% |
| Participant deferral / active EE | $3,562 | $6,962-48.8% | $6,033-41.0% | $6,691-46.8% |
| Admin fee / account holder | $742 | $16,648-95.5% | $12,688-94.2% | $13,402-94.5% |