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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,538 | $162,821-78.8% | $133,978-74.2% | $158,982-78.3% |
| Participation rate | 40.0% | 83.2%-43.2pp | 79.8%-39.8pp | 82.0%-42.0pp |
| Annual return | 7.23% | 41.95%-34.7pp | 45.10%-37.9pp | 302.99%-295.8pp |
| Employer contribution / active EE | $1,348 | $4,976-72.9% | $3,919-65.6% | $4,763-71.7% |
| Participant deferral / active EE | $3,194 | $5,910-46.0% | $5,047-36.7% | $5,983-46.6% |
| Admin fee / account holder | $536 | $11,742-95.4% | $8,930-94.0% | $11,252-95.2% |