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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,109 | $166,268-66.9% | $165,100-66.6% | $145,897-62.2% |
| Participation rate | 78.6% | 82.0%-3.5pp | 78.6%-0.1pp | 80.3%-1.7pp |
| Annual return | 12.14% | 100.52%-88.4pp | 70.21%-58.1pp | 552.29%-540.2pp |
| Employer contribution / active EE | $7,251 | $5,284+37.2% | $4,348+66.8% | $4,663+55.5% |
| Participant deferral / active EE | $3,562 | $6,964-48.9% | $6,035-41.0% | $6,689-46.7% |
| Admin fee / account holder | $742 | $16,659-95.5% | $12,696-94.2% | $13,390-94.5% |