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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,677 | $160,040-62.1% | $147,096-58.7% | $145,877-58.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 15.90% | 98.49%-82.6pp | 419.75%-403.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $5,191 | $5,289-1.9% | $4,936+5.2% | $4,663+11.3% |
| Participant deferral / active EE | $10,160 | $8,429+20.5% | $8,071+25.9% | $6,691+51.9% |
| Admin fee / account holder | $18,498 | $15,050+22.9% | $13,005+42.2% | $13,402+38.0% |