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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,257 | $129,737-52.8% | $119,126-48.6% | $154,746-60.4% |
| Participation rate | 57.1% | 78.9%-21.7pp | 75.8%-18.6pp | 80.7%-23.6pp |
| Annual return | 13.63% | 379.08%-365.4pp | 282.11%-268.5pp | 172.34%-158.7pp |
| Employer contribution / active EE | $1,371 | $4,375-68.7% | $4,034-66.0% | $4,379-68.7% |
| Participant deferral / active EE | $2,784 | $5,842-52.3% | $5,318-47.7% | $6,730-58.6% |
| Admin fee / account holder | $1,019 | $11,961-91.5% | $10,693-90.5% | $14,365-92.9% |