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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,788 | $133,998-62.8% | $112,263-55.7% | $134,545-63.0% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -20.90% | 47.17%-68.1pp | 27.49%-48.4pp | 418.37%-439.3pp |
| Employer contribution / active EE | $1,201 | $4,040-70.3% | $3,636-67.0% | $4,742-74.7% |
| Participant deferral / active EE | $2,569 | $5,292-51.5% | $4,729-45.7% | $6,401-59.9% |
| Admin fee / account holder | $2,168 | $7,493-71.1% | $6,410-66.2% | $11,431-81.0% |