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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,120 | $43,075-48.6% | $74,577-70.3% | $62,881-64.8% |
| Participation rate | 40.4% | 58.1%-17.7pp | 68.1%-27.7pp | 69.3%-28.9pp |
| Annual return | 31.14% | 17.50%+13.6pp | 20.47%+10.7pp | 20.14%+11.0pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,988 | $2,389+66.9% | $3,458+15.3% | $3,203+24.5% |
| Admin fee / account holder | $5 | $2,840-99.8% | $4,138-99.9% | $4,296-99.9% |