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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,984 | $160,059-92.5% | $140,019-91.4% | $135,379-91.1% |
| Participation rate | 78.3% | 88.5%-10.3pp | 87.5%-9.2pp | 82.6%-4.4pp |
| Annual return | -2.11% | 911.44%-913.5pp | 651.15%-653.3pp | 519.79%-521.9pp |
| Employer contribution / active EE | $1,734 | $6,420-73.0% | $5,605-69.1% | $4,779-63.7% |
| Participant deferral / active EE | $1,441 | $7,641-81.1% | $6,927-79.2% | $5,609-74.3% |
| Admin fee / account holder | $404 | $13,328-97.0% | $10,705-96.2% | $10,828-96.3% |