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| Provider | Service type | Compensation |
|---|---|---|
GT REILLY & COMPANY7 years Service code 10 · EIN 04-2513210 | Accounting | $18,750 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $13,938 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$98,719 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,546 | $72,303+95.8% | $86,717+63.2% | $64,829+118.3% |
| Participation rate | 95.3% | 80.4%+14.9pp | 76.6%+18.7pp | 71.5%+23.8pp |
| Annual return | -19.60% | 392.77%-412.4pp | 35.97%-55.6pp | 32.85%-52.4pp |
| Employer contribution / active EE | $2,871 | $2,393+20.0% | $2,837+1.2% | $2,507+14.5% |
| Participant deferral / active EE | $11,546 | $4,660+147.8% | $4,657+147.9% | $4,312+167.8% |
| Admin fee / account holder | -$53 | $174-130.5% | $7,494-100.7% | $188-128.2% |