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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,312 | $82,630-57.3% | $64,105-44.9% | $125,389-71.8% |
| Participation rate | 33.3% | 75.9%-42.5pp | 68.2%-34.8pp | 83.2%-49.9pp |
| Annual return | -1.84% | 1489.72%-1491.6pp | 791.24%-793.1pp | 282.24%-284.1pp |
| Employer contribution / active EE | $933 | $2,671-65.1% | $1,820-48.7% | $4,866-80.8% |
| Participant deferral / active EE | $2,984 | $3,608-17.3% | $2,822+5.8% | $5,352-44.2% |
| Admin fee / account holder | $25 | $6,382-99.6% | $4,499-99.4% | $9,541-99.7% |