Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,019 | $34,316-67.9% | $74,719-85.3% | $72,983-84.9% |
| Participation rate | 49.3% | 42.4%+6.9pp | 54.5%-5.1pp | 69.5%-20.2pp |
| Annual return | 17.40% | 26.58%-9.2pp | 753.05%-735.6pp | 81.01%-63.6pp |
| Employer contribution / active EE | $0 | $692-100.0% | $1,084-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,240 | $1,272-2.5% | $1,963-36.9% | $3,608-65.6% |
| Admin fee / account holder | $1,638 | $2,125-22.9% | $3,334-50.9% | $5,124-68.0% |