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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,942 | $113,941-84.3% | $94,229-81.0% | $125,389-85.7% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -2.52% | 5.29%-7.8pp | 10.68%-13.2pp | 282.24%-284.8pp |
| Employer contribution / active EE | $6,348 | $4,727+34.3% | $3,587+77.0% | $4,866+30.5% |
| Participant deferral / active EE | $4,289 | $5,179-17.2% | $4,320-0.7% | $5,352-19.9% |
| Admin fee / account holder | $1,127 | $8,392-86.6% | $6,269-82.0% | $9,541-88.2% |