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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,030 | $100,895-60.3% | $90,430-55.7% | $158,950-74.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 17.56% | 1725.54%-1708.0pp | 1293.73%-1276.2pp | 302.91%-285.3pp |
| Employer contribution / active EE | $3,141 | $3,689-14.9% | $3,262-3.7% | $4,762-34.0% |
| Participant deferral / active EE | $11,696 | $4,347+169.0% | $3,963+195.1% | $5,983+95.5% |
| Admin fee / account holder | $316 | $6,505-95.1% | $5,613-94.4% | $11,248-97.2% |