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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,490 | $106,247-60.9% | $96,515-57.0% | $139,466-70.3% |
| Participation rate | 70.8% | 77.8%-7.0pp | 74.3%-3.5pp | 80.3%-9.5pp |
| Annual return | 21.49% | 38.47%-17.0pp | 35.73%-14.2pp | 373.66%-352.2pp |
| Employer contribution / active EE | $2,565 | $4,106-37.5% | $3,740-31.4% | $4,754-46.0% |
| Participant deferral / active EE | $5,659 | $5,456+3.7% | $4,880+16.0% | $6,712-15.7% |
| Admin fee / account holder | $682 | $7,885-91.3% | $6,735-89.9% | $11,409-94.0% |