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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,831 | $79,045-54.7% | $100,378-64.3% | $74,429-51.9% |
| Participation rate | 84.7% | 79.4%+5.2pp | 81.5%+3.2pp | 67.2%+17.5pp |
| Annual return | 25.19% | 20.61%+4.6pp | 49.41%-24.2pp | 1368.38%-1343.2pp |
| Employer contribution / active EE | $3,889 | $3,015+29.0% | $3,942-1.3% | $2,625+48.2% |
| Participant deferral / active EE | $6,476 | $7,751-16.5% | $8,087-19.9% | $4,348+48.9% |
| Admin fee / account holder | $3,329 | $1,335+149.4% | $7,899-57.9% | $1,944+71.2% |