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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,867 | $59,111-32.6% | $86,451-53.9% | $68,490-41.8% |
| Participation rate | 97.1% | 75.2%+21.8pp | 80.3%+16.7pp | 67.9%+29.2pp |
| Annual return | -20.41% | -0.22%-20.2pp | 4398.51%-4418.9pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,501 | $2,519-0.7% | $3,770-33.7% | $2,597-3.7% |
| Participant deferral / active EE | $6,970 | $5,900+18.1% | $6,953+0.2% | $4,028+73.0% |
| Admin fee / account holder | $510 | $5,640-91.0% | $6,734-92.4% | $5,403-90.6% |