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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,741 | $82,674-37.4% | $125,363-58.7% | $68,495-24.5% |
| Participation rate | 93.5% | 75.0%+18.4pp | 82.4%+11.1pp | 67.9%+25.6pp |
| Annual return | -15.58% | -5.97%-9.6pp | 572.15%-587.7pp | -7.84%-7.7pp |
| Employer contribution / active EE | $95 | $3,382-97.2% | $4,815-98.0% | $2,596-96.4% |
| Participant deferral / active EE | $13,354 | $6,111+118.5% | $7,447+79.3% | $4,028+231.6% |
| Admin fee / account holder | $1,439 | $6,276-77.1% | $10,005-85.6% | $5,403-73.4% |