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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,725 | $77,816-66.9% | $123,552-79.2% | $64,173-59.9% |
| Participation rate | 61.5% | 74.7%-13.2pp | 82.3%-20.8pp | 69.6%-8.0pp |
| Annual return | -5.46% | 12.49%-17.9pp | 119.20%-124.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $2,042 | $3,014-32.3% | $4,628-55.9% | $2,381-14.2% |
| Participant deferral / active EE | $4,527 | $5,240-13.6% | $6,426-29.6% | $3,470+30.5% |
| Admin fee / account holder | $16 | $5,519-99.7% | $9,285-99.8% | $4,887-99.7% |