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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,162 | $101,069+34.7% | $81,478+67.1% | $147,585-7.7% |
| Participation rate | 40.0% | 74.5%-34.5pp | 68.0%-28.0pp | 82.8%-42.8pp |
| Annual return | 15.67% | 32.40%-16.7pp | 38.78%-23.1pp | 578.57%-562.9pp |
| Employer contribution / active EE | $3,483 | $3,205+8.7% | $2,568+35.7% | $4,876-28.6% |
| Participant deferral / active EE | $6,346 | $4,242+49.6% | $3,537+79.4% | $5,439+16.7% |
| Admin fee / account holder | $9,454 | $5,812+62.7% | $4,561+107.3% | $10,885-13.1% |