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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,589 | $180,466-63.1% | $154,114-56.8% | $135,382-50.8% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -6.75% | 888.15%-894.9pp | 735.16%-741.9pp | 519.77%-526.5pp |
| Employer contribution / active EE | $2,692 | $6,035-55.4% | $5,298-49.2% | $4,779-43.7% |
| Participant deferral / active EE | $5,554 | $5,806-4.3% | $5,081+9.3% | $5,609-1.0% |
| Admin fee / account holder | $1,297 | $16,144-92.0% | $13,411-90.3% | $10,829-88.0% |