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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,689 | $105,200-54.7% | $159,474-70.1% | $85,847-44.4% |
| Participation rate | 54.1% | 75.8%-21.7pp | 82.8%-28.8pp | 69.3%-15.3pp |
| Annual return | 17.79% | 45.08%-27.3pp | 263.68%-245.9pp | 318.61%-300.8pp |
| Employer contribution / active EE | $2,183 | $3,319-34.2% | $4,831-54.8% | $2,565-14.9% |
| Participant deferral / active EE | $3,596 | $5,946-39.5% | $7,353-51.1% | $3,952-9.0% |
| Admin fee / account holder | $1,081 | $6,934-84.4% | $10,802-90.0% | $6,261-82.7% |