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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,859 | $99,994-46.1% | $146,643-63.3% | $85,847-37.3% |
| Participation rate | 38.8% | 73.1%-34.3pp | 80.1%-41.3pp | 69.3%-30.5pp |
| Annual return | 73.27% | 18.93%+54.3pp | 22.75%+50.5pp | 318.61%-245.3pp |
| Employer contribution / active EE | $840 | $2,559-67.2% | $4,137-79.7% | $2,565-67.3% |
| Participant deferral / active EE | $1,261 | $4,006-68.5% | $5,506-77.1% | $3,952-68.1% |
| Admin fee / account holder | $241 | $7,703-96.9% | $10,280-97.7% | $6,261-96.2% |