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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,441 | $91,559-55.8% | $133,978-69.8% | $79,856-49.4% |
| Participation rate | 56.3% | 73.3%-17.1pp | 79.8%-23.6pp | 69.6%-13.4pp |
| Annual return | 22.05% | 61.85%-39.8pp | 45.10%-23.0pp | 31.71%-9.7pp |
| Employer contribution / active EE | $1,124 | $2,384-52.8% | $3,919-71.3% | $2,471-54.5% |
| Participant deferral / active EE | $2,299 | $3,734-38.4% | $5,047-54.5% | $3,741-38.6% |
| Admin fee / account holder | $694 | $6,321-89.0% | $8,930-92.2% | $5,306-86.9% |