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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,790 | $73,988-42.2% | $96,538-55.7% | $75,177-43.1% |
| Participation rate | 56.9% | 66.4%-9.5pp | 74.3%-17.4pp | 67.2%-10.3pp |
| Annual return | 16.58% | 26.73%-10.1pp | 35.74%-19.2pp | 160.75%-144.2pp |
| Employer contribution / active EE | $1,789 | $2,930-38.9% | $3,740-52.2% | $2,671-33.0% |
| Participant deferral / active EE | $3,090 | $3,660-15.6% | $4,880-36.7% | $4,126-25.1% |
| Admin fee / account holder | $2,268 | $5,220-56.6% | $6,737-66.3% | $5,651-59.9% |