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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,214 | $65,367-61.4% | $92,915-72.9% | $72,976-65.4% |
| Participation rate | 50.9% | 68.3%-17.4pp | 76.0%-25.1pp | 69.5%-18.6pp |
| Annual return | 21.08% | 42.11%-21.0pp | 109.45%-88.4pp | 81.02%-59.9pp |
| Employer contribution / active EE | $1,393 | $2,594-46.3% | $3,653-61.9% | $2,440-42.9% |
| Participant deferral / active EE | $2,268 | $3,128-27.5% | $4,238-46.5% | $3,608-37.1% |
| Admin fee / account holder | $2,641 | $4,251-37.9% | $5,796-54.4% | $5,124-48.5% |