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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,755 | $108,942-34.1% | $100,415-28.5% | $145,897-50.8% |
| Participation rate | 93.3% | 83.0%+10.4pp | 81.5%+11.8pp | 80.3%+13.0pp |
| Annual return | 17.51% | 58.27%-40.8pp | 49.47%-32.0pp | 552.29%-534.8pp |
| Employer contribution / active EE | $2,500 | $4,422-43.5% | $3,943-36.6% | $4,663-46.4% |
| Participant deferral / active EE | $6,984 | $8,461-17.5% | $8,091-13.7% | $6,689+4.4% |
| Admin fee / account holder | $2,079 | $9,702-78.6% | $7,906-73.7% | $13,390-84.5% |