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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,043 | $97,027-71.1% | $83,323-66.3% | $135,382-79.3% |
| Participation rate | 90.0% | 80.4%+9.6pp | 77.8%+12.2pp | 82.6%+7.4pp |
| Annual return | -14.79% | 12.31%-27.1pp | 10.63%-25.4pp | 519.77%-534.6pp |
| Employer contribution / active EE | $5,843 | $4,143+41.0% | $3,379+73.0% | $4,779+22.3% |
| Participant deferral / active EE | $6,657 | $5,964+11.6% | $5,565+19.6% | $5,609+18.7% |
| Admin fee / account holder | $357 | $8,427-95.8% | $7,539-95.3% | $10,829-96.7% |