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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,312 | $71,230-18.1% | $93,727-37.8% | $80,959-28.0% |
| Participation rate | 80.6% | 60.4%+20.2pp | 68.7%+11.8pp | 67.7%+12.9pp |
| Annual return | 14.11% | 11.26%+2.8pp | 133.83%-119.7pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,859 | $1,565+82.7% | $2,421+18.1% | $2,757+3.7% |
| Participant deferral / active EE | $7,552 | $4,037+87.0% | $4,417+71.0% | $4,300+75.6% |
| Admin fee / account holder | $1,241 | $6,961-82.2% | $8,292-85.0% | $6,925-82.1% |