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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,369 | $167,352+1.2% | $143,788+17.8% | $134,509+25.9% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -17.81% | 0.47%-18.3pp | -0.03%-17.8pp | 418.13%-435.9pp |
| Employer contribution / active EE | $888 | $5,620-84.2% | $4,952-82.1% | $4,741-81.3% |
| Participant deferral / active EE | $7,435 | $6,447+15.3% | $5,638+31.9% | $6,400+16.2% |
| Admin fee / account holder | $7,302 | $18,091-59.6% | $14,675-50.2% | $11,427-36.1% |