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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,605 | $228,352-38.0% | $185,835-23.8% | $158,966-10.9% |
| Participation rate | 83.3% | 82.3%+1.0pp | 78.0%+5.3pp | 82.0%+1.4pp |
| Annual return | 23.39% | 40.81%-17.4pp | 35.96%-12.6pp | 302.95%-279.6pp |
| Employer contribution / active EE | $22,224 | $4,967+347.5% | $4,087+443.7% | $4,762+366.6% |
| Participant deferral / active EE | $12,026 | $6,416+87.4% | $5,633+113.5% | $5,983+101.0% |
| Admin fee / account holder | $1,040 | $11,867-91.2% | $9,502-89.1% | $11,250-90.8% |