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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,623 | $174,018-89.3% | $136,833-86.4% | $198,609-90.6% |
| Participation rate | 50.0% | 65.1%-15.1pp | 59.0%-9.0pp | 82.4%-32.4pp |
| Annual return | 17.51% | 35.16%-17.7pp | 35.32%-17.8pp | 202.70%-185.2pp |
| Employer contribution / active EE | $916 | $1,571-41.7% | $1,319-30.5% | $5,055-81.9% |
| Participant deferral / active EE | $602 | $2,873-79.0% | $2,441-75.3% | $6,977-91.4% |
| Admin fee / account holder | $3,017 | $5,434-44.5% | $4,706-35.9% | $19,030-84.1% |