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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,623 | $67,823-72.5% | $52,425-64.5% | $137,256-86.4% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 17.51% | 219.11%-201.6pp | 302.12%-284.6pp | 220.34%-202.8pp |
| Employer contribution / active EE | $916 | $1,163-21.2% | $914+0.2% | $4,156-78.0% |
| Participant deferral / active EE | $602 | $2,288-73.7% | $1,790-66.4% | $6,407-90.6% |
| Admin fee / account holder | $3,017 | $2,844+6.1% | $2,495+20.9% | $12,270-75.4% |