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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,305 | $27,632-37.4% | $61,452-71.8% | $68,486-74.7% |
| Participation rate | 32.0% | 39.5%-7.5pp | 52.6%-20.6pp | 67.9%-35.9pp |
| Annual return | -18.15% | -13.24%-4.9pp | 338.96%-357.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $717 | $696+3.0% | $1,160-38.2% | $2,597-72.4% |
| Participant deferral / active EE | $1,590 | $1,264+25.8% | $2,125-25.2% | $4,028-60.5% |
| Admin fee / account holder | $2,042 | $2,010+1.6% | $2,131-4.2% | $5,404-62.2% |