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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,914 | $165,381-78.3% | $149,730-76.0% | $158,966-77.4% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 20.50% | 348.29%-327.8pp | 276.70%-256.2pp | 302.95%-282.4pp |
| Employer contribution / active EE | $1,519 | $5,104-70.2% | $4,645-67.3% | $4,762-68.1% |
| Participant deferral / active EE | $2,492 | $7,182-65.3% | $6,843-63.6% | $5,983-58.4% |
| Admin fee / account holder | $1,469 | $10,809-86.4% | $9,310-84.2% | $11,250-86.9% |