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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,684 | $82,678-4.8% | $125,391-37.2% | $68,490+14.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -26.70% | -5.97%-20.7pp | 572.41%-599.1pp | -7.85%-18.8pp |
| Employer contribution / active EE | $13,691 | $3,382+304.8% | $4,816+184.3% | $2,597+427.2% |
| Participant deferral / active EE | $12,985 | $6,111+112.5% | $7,448+74.3% | $4,028+222.4% |
| Admin fee / account holder | $2,160 | $6,277-65.6% | $10,009-78.4% | $5,403-60.0% |