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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,583 | $105,210-19.6% | $159,487-47.0% | $85,851-1.5% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.8%+14.8pp | 69.3%+28.4pp |
| Annual return | 9.85% | 45.08%-35.2pp | 263.71%-253.9pp | 318.63%-308.8pp |
| Employer contribution / active EE | $6,530 | $3,319+96.7% | $4,831+35.2% | $2,565+154.5% |
| Participant deferral / active EE | $7,856 | $5,946+32.1% | $7,354+6.8% | $3,952+98.8% |
| Admin fee / account holder | $14,264 | $6,934+105.7% | $10,804+32.0% | $6,261+127.8% |