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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,909 | $81,487+18.9% | $102,412-5.4% | $80,935+19.7% |
| Participation rate | 90.9% | 66.8%+24.1pp | 74.5%+16.4pp | 67.7%+23.2pp |
| Annual return | 12.80% | 25.60%-12.8pp | 24.94%-12.1pp | 35.66%-22.9pp |
| Employer contribution / active EE | $3,286 | $3,103+5.9% | $3,870-15.1% | $2,757+19.2% |
| Participant deferral / active EE | $9,513 | $3,871+145.8% | $5,060+88.0% | $4,299+121.3% |
| Admin fee / account holder | $31,700 | $6,717+371.9% | $8,388+277.9% | $6,924+357.8% |