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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,635 | $73,988+56.3% | $96,538+19.8% | $75,177+53.8% |
| Participation rate | 88.5% | 66.4%+22.0pp | 74.3%+14.1pp | 67.2%+21.3pp |
| Annual return | 21.10% | 26.73%-5.6pp | 35.74%-14.6pp | 160.75%-139.6pp |
| Employer contribution / active EE | $3,564 | $2,930+21.6% | $3,740-4.7% | $2,671+33.4% |
| Participant deferral / active EE | $8,666 | $3,660+136.7% | $4,880+77.6% | $4,126+110.0% |
| Admin fee / account holder | $3,114 | $5,220-40.3% | $6,737-53.8% | $5,651-44.9% |