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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,752 | $165,361-60.2% | $149,715-56.1% | $158,950-58.6% |
| Participation rate | 70.6% | 84.6%-14.0pp | 82.5%-11.9pp | 82.0%-11.4pp |
| Annual return | 18.58% | 348.24%-329.7pp | 276.66%-258.1pp | 302.91%-284.3pp |
| Employer contribution / active EE | $1,875 | $5,103-63.3% | $4,645-59.6% | $4,762-60.6% |
| Participant deferral / active EE | $3,926 | $7,182-45.3% | $6,842-42.6% | $5,983-34.4% |
| Admin fee / account holder | $1,848 | $10,808-82.9% | $9,310-80.1% | $11,248-83.6% |