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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,016 | $157,296-79.6% | $141,191-77.3% | $152,897-79.1% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.5%-0.6pp |
| Annual return | 26.56% | 64.34%-37.8pp | 71.41%-44.8pp | 345.43%-318.9pp |
| Employer contribution / active EE | $2,820 | $5,262-46.4% | $4,736-40.5% | $4,764-40.8% |
| Participant deferral / active EE | $5,876 | $7,111-17.4% | $6,710-12.4% | $5,851+0.4% |
| Admin fee / account holder | $535 | $12,125-95.6% | $10,264-94.8% | $11,599-95.4% |